Effective Date: July 11, 2024
Introduction
Caroline Shook ("we," "our," or "us"), a Loan Officer licensed in Virginia (VA) and Indiana (IN), operates the website cshookmortgage.com (the "Site").
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site. Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Site.
Information We Collect
We may collect information about you in a variety of ways. The information we may collect on the Site includes:
Personal Data
Personally identifiable information, such as your name, shipping address, email address, and telephone number, and demographic information, such as your age, gender, hometown, and interests, that you voluntarily give to us when you register with the Site or when you choose to participate in various activities related to the Site, such as online chat and message boards.
Derivative Data
Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site.
Financial Data
Financial information, such as data related to your payment method (e.g., valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange, or request information about our services from the Site.
Use of Your Information
Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site to:
-Create and manage your account.
-Process your transactions and send you related information, including purchase confirmations and invoices.
-Manage your orders and deliver the services you request.
-Communicate with you, including responding to your comments, questions, and requests.
-Improve the Site and our services.
-Monitor and analyze usage and trends to improve your experience with the Site.
-Notify you of updates to the Site and our services.
-Perform other business activities as needed.
Disclosure of Your Information
We may share information we have collected about you in certain situations. Your information may be disclosed as follows:
By Law or to Protect Rights
If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.
Affiliates
We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy.
Business Transfers
We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
Security of Your Information
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.
Contact Us
If you have questions or comments about this Privacy Policy, please contact us at:
Caroline Shook1412 Centerville Tpke, Suite 307
Virginia Beach, VA 23464
+1 (219) 707-3679
cshook@cmsmortgage.com
CMS MORTGAGE SOLUTIONS INC. ALL RIGHTS RESERVED, NMLS ID #2579496 (www.nmlsconsumeraccess.org). FOR MORE LICENSING INFORMATION VISIT www.cmsmortgage.com.
Terms of Use
Effective Date: July 11, 2024
Caroline Shook Mortgage SolutionsAddress:
1412 Centerville Tpke, Suite 307,
Virginia Beach, VA 23464
Contact Information:
Phone: +1 (219) 707-3679
Email: cshook@cmsmortgage.com
Website: https://www.cshookmortgage.com
1. Acceptance of Terms
By accessing and using this website, you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, you should not use our website.
2. Use of the Website
You may use our website for lawful purposes only. You agree not to use the website in any way that could damage the site, or that interferes with any other party's use of the website.
3. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of CMS Mortgage Solutions Inc. and is protected by intellectual property laws. You may not use, reproduce, or distribute any content without our prior written permission.
4. Disclaimer of Warranties
This website is provided "as is" without any representations or warranties, express or implied. CMS Mortgage Solutions Inc. makes no representations or warranties in relation to this website or the information and materials provided on this website.
5. Limitation of Liability
CMS Mortgage Solutions Inc. will not be liable for any damages arising out of or in connection with your use of this website. This limitation of liability applies to all damages of any kind.
6. Indemnification
You agree to indemnify and hold harmless CMS Mortgage Solutions Inc., its officers, directors, employees, and agents from any claims, damages, liabilities, and expenses arising out of your use of the website.
7. Changes to Terms of Use
We may revise these Terms of Use at any time without notice. By using this website, you agree to be bound by the current version of these Terms of Use.
8. Governing Law
These Terms of Use are governed by and construed in accordance with the laws of the state of Virginia, and you irrevocably submit to the exclusive jurisdiction of the courts in that state.
9. Contact Us
If you have any questions about these Terms of Use, please contact us at:
Phone: +1 (219) 707-3679
Email: cshook@cmsmortgage.com
Address: 1412 Centerville Tpke, Suite 307, Virginia Beach, VA 23464
Disclaimer: CMS MORTGAGE SOLUTIONS INC. ALL RIGHTS RESERVED, NMLS ID #2579496 (www.nmlsconsumeraccess.org). FOR MORE LICENSING INFORMATION VISIT www.cmsmortgage.com.