Recent Articles

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Common Reasons Why Mortgage Applications Get Denied

Securing a mortgage is a significant milestone on the path to homeownership. However, many applicants face the disappointment of denial.

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What’s the Timeline Between Prequalifying and Getting Your Home Loan Funds?

A detailed guide on the timeline and steps between prequalifying for a mortgage and receiving your home loan funds, ensuring a smooth home-buying process.

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How Does a Condo Mortgage Work?

Learn how condo mortgages work, how they differ from traditional home loans, and what buyers should know about qualifying, fees, and lender requirements.

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How to Get a Mortgage When You're Self-Employed: Complete 2025 Guide

Being your own boss comes with many rewards—freedom, flexibility, and control over your income. But when it comes to getting a mortgage, self-employment can complicate things. Lenders are typically more cautious with borrowers whose income isn’t guaranteed by a traditional employer. This article breaks down everything you need to know to secure a mortgage while self-employed. With the right documentation, strategy, and guidance, homeownership is entirely within reach—even without a W-2.

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6 Smart Financial Moves to Make Before Applying for Your First Mortgage

Preparing your finances before applying for your first mortgage is crucial for a smooth home-buying process. This blog explores key steps to get financially ready, including reviewing your budget, improving your credit score, prioritizing savings, and avoiding new debt. Additionally, getting pre-qualified and consulting financial professionals can help you navigate the journey with confidence. By taking these proactive measures, you’ll be in a stronger position to secure favorable mortgage terms and achieve homeownership with financial stability.

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Get a FREE Quote on a VA Loan & Save Thousands of Dollars Per Year

Discover the benefits and streamlined process of VA loans with CMS Mortgage Solutions, offering low rates and personalized assistance for veterans and their families.

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The Lowdown on Reverse Mortgage Loans

Unlock your home equity with ease and confidence through CMS Mortgage Solutions’ quick and stress-free reverse mortgage process for seniors.

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Cut Your Mortgage Costs by Up to $3000 Annually: The Power of Refinancing

Learn how refinancing your mortgage with CMS Mortgage Solutions can save you up to $3000 annually and improve your long-term financial health.

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Connect with Caroline Shook from CMS Mortgages, a licensed mortgage broker, for expert mortgage advice and services.

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